The following chart shows the health savings account (HSA) limits that will apply for 2023, along with the 2022 limits for comparison purposes. The IRS limits for HSA contributions increase for 2023. The minimum deductible limits and out-of-pocket maximum limits for high deductible health plans (HDHPs) also increase for 2023.
| Type of Limit | Type of Limit | 2022 | 2023 | Change |
|---|---|---|---|---|
| HSA Contribution Limit | Self-only | $3,650 | $3,850 | Up $200 |
| HSA Contribution Limit | Family | $7,300 | $7,750 | Up $450 |
| HSA Catch-up Contributions (not subject to adjustment for inflation) | Age 55 or older | $1,000 | $1,000 | No change |
| HDHP Minimum Deductible | Self-only | $1,400 | $1,500 | Up $100 |
| HDHP Minimum Deductible | Family | $2,800 | $3,000 | Up $200 |
| HDHP Maximum Out-of-pocket | Self-only | $7,050 | $7,500 | Up $450 |
| HDHP Maximum Out-of-pocket | Family | $14,100 | $15,000 | Up $900 |
LINKS AND RESOURCES
- IRS Revenue Procedure 2022-24—HSA limits for 2023
- IRS Revenue Procedure 2021-25 —HSA limits for 2022
