If you conduct business in your home, insuring your business properly is part of a solid risk management plan.
Common coverages for home-based businesses include personal business property, professional liability, business income, personal and advertising injury, loss of business data, crime and theft, workers’ compensation and auto coverage. Depending on the type of home-based business you have, not all coverages apply, and other coverage options may be available.
Based on your needs, you have three basic coverage options to choose from, depending on your level of risk:
- Homeowners Policy Endorsement
- In-home Business Policy
- Business Owners Policy, or BOP
Depending on your needs, either our personal lines or small business departments are happy to work with you to ensure your livelihood is protected.
